Month: January 2018

As a small business owner, you may think you’re safe from online fraud due to being a “small fish” in the big world of business. Statistics show, however, that small businesses are just as susceptible to cyber crimes as major companies. By taking protective measures, you can safeguard your Plano, TX business against Internet crimes and protect your assets. Here are a few tips to help you get started.

Create Strong Internet Passwords

Strong Internet passwords can boost your online security, making it that much more difficult for hackers to get into your accounts. All your business accounts should have strong passwords to include online banking, email accounts, purchasing accounts, etc.

Tune in to Email Links

Tune in to links that may come with your business emails as they could contain viruses or open the door to cyber attacks. Never click on a link that you have doubts about. Verifying all email links before opening, even those from known associates or friends, could save your business from online attacks.  

Encrypt Sensitive Information

Encrypt all sensitive data to protect your business associates and customers from online fraud. This includes Social Security numbers, credit card numbers, health records and personal data. Encrypting sensitive information make it more difficult for hackers to gain unlawful access to customer accounts.

Protect your Business Infrastructure

Invest in the latest firewall, spyware and anti-virus detection programs to protect your data and networks against infiltration by hackers. By doing your part to protect your business infrastructure, you can help prevent online attacks.

Get Cyber Insurance Coverage

Cyber insurance from Paragon Independent Insurance Agency covers your company’s liability for data breaches that can put your customers at risk of cyber crimes. For more information about cyber insurance and the protection it has to offer, contact us at Paragon Independent Insurance Agency in Plano, TX.

Climate change is creating all kinds of new problems for homeowners. Hurricanes that are supposed to happen rarely are now becoming frequent occurrences. Wind and heavy rain may do damage and cause dangerous mudslides. Earthquakes are happening with increased severity and in unusual patterns that have not been seen before. The expectation is that these natural disasters will continue to get worse in the future.

This is why it is a good idea to conduct an insurance review with your agent at Paragon Independent Insurance Agency serving Plano, TX to make sure these increased risks are covered by your insurance policies. It is always better to be prepared than to be caught off guard when an emergency happens. Some surprising things have been happening where homes that are not located in a flood zone are being damaged by flooding. Home insurance and flood insurance are different and many should consider having both of these policies.

If you do not already have home insurance for the replacement value of the home and its contents, it is a good idea to consider this. Also, be sure that the estimate of replacement value is accurate and up-to-date. If you have done any remodeling or made any additions to the home be sure to consider those and include the values for them in the replacement cost as well. Discuss with your agent about having special coverage for any items of great value such as antiques or artwork that are kept in the home.

Hopefully there will not be any troubles; however, if they do come up you want to rest assured that there is adequate insurance coverage to take care of the problems. Contact the good folks at Paragon Independent Insurance Agency serving Plano, TX and the surrounding areas to make sure you have adequate insurance coverage for all of your needs.