Home insurance serves as a safety net when unforeseen circumstances occur. If your home has recently been burglarized and you have home insurance, you might wonder if your policy can assist in the recovery process.
The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are ready to address your concerns and guide you through the claims process. Here’s what you need to understand.
Does Home Insurance Provide Coverage for Burglary?
While each home insurance policy differs, they typically provide coverage for burglary. If your home has been burglarized recently, your home insurance policy may cover the cost of repairing any damage caused by the burglars. It may also compensate for the replacement of stolen items.
What Steps Should I Take If My Home Is Burglarized?
If your home is burglarized, your immediate action should be to contact the police. After filing a report with them, reach out to your home insurance company to discuss the next steps in filing a claim. Your insurance company may require you to fill out certain forms. You will also need to interact with a claims adjuster to proceed with your claim.
Ensure you have photographs of the damage, as you may be asked to present them. Your insurance company may also request a copy of the police report you filed. If you have a home inventory, use it to identify any missing items.
Need assistance with filing a home insurance claim? The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are here to help. Contact us today to initiate your home insurance claim related to your recent burglary.
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