Are you thinking, “I’m a careful driver. Why would I need car insurance?” First, it is illegal to drive without it in 48 out of 50 states. State law mandates the minimum coverage amounts drivers need to carry.
Car insurance provides financial protection and consists of multiple coverages, with liability being the most important. If you are held liable in a car accident, the costs associated with it may be yours. This includes legal fees, the injured party’s medical expenses, or their lost wages if they cannot work due to their injuries. Liability insurance helps to pay for these expenses. Without this coverage, you would pay these costs out of pocket and be responsible for what follows.
The aftermath of a car accident can be time-consuming and tedious. With the proper coverage, you are spared from negotiating with other drivers involved in the accident and managing the costs of repairing or replacing your vehicle.
A good insurance agent can help you deal with the results of an auto accident. The right policy will cover replacement or repairs, as well as towing. After a claim is filed, the insurance company will manage and support you throughout the process.
Make sure you are driving legally. It is unwise to drive without car insurance. The financial fallout can be devastating and is not worth the risk. Plus, you could be charged a hefty fine and lose your license.\
Are you a licensed driver in Plano, TX? Do you have your vehicle insured? Contact Paragon Independent Insurance Agency for a quote.
Paragon Independent Insurance Agency can answer any questions you may have.
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