Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy.
Home Insurance
Like any other residence, a tiny home is eligible for various types of home insurance coverage. This coverage will cover the cost of repairing your tiny home and reimburse any out-of-pocket expenses you incur as the primary owner.
Assessment
The dimensions of your tiny house and the way you use it need to be evaluated. This assessment will help the inspector understand the risk level associated with insuring your home. It will include an evaluation of the materials used in your home’s construction. The inspector will also inquire about your intended use for your home. Many tiny houses are designed with wheels for mobility.
The wheels make a tiny home mobile. If you intend to relocate your home to various locations, your coverage may need to be adjusted.
Add-On Coverage
Some tiny house insurance policies may not provide coverage when your home is being actively towed. If your home insurance policy does not include towing coverage, you may need add-on coverage.
Towing or transportation coverage ensures your home is protected while in transit. An agent can discuss various add-ons that your tiny home qualifies for.
Insurance Agent Guidance
Armed with the basics about a tiny house insurance policy, you can now reach out to one of our Plano, TX agents. A Paragon Independent Insurance Agency representative can guide you in arranging your tiny home insurance policy.
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