A matter that affects all diverse universally, deciding which type of gas to fuel one’s vehicle with can be a tad bit confusing. While it may seem like one is intrinsically better than the other, it truly all depends on the make and model of each vehicle. That said, for those who are seeking information and tips on the difference between premium and regular gas, please review the following. 

Size and Age of Vehicle

First and foremost, the size and age of your vehicle are major factors in regards to determining the type of fuel most suitable for your vehicle. For instance, if you have an older vehicle or a larger, heavier truck or SUV, purchasing premium gasoline for your vehicle could help to drastically improve its performance. 

Premium Specified?

Next, although in the aforementioned case premium gas has not been called for, in order to ensure the maximum operation of your vehicle, only purchase premium gas if it is explicitly suggested. This is due to the fact that premium gas is designed to enhance certain features that are included on certain vehicles, therefore, if your vehicle does not specifically call for premium fuel, you may be wasting your money by fueling up with this type of gas. 

Engine Type

Lastly, as previously mentioned, cars that specify "premium fuel only" do so for a reason. This is because the premium fuel helps to boost turbochargers, high-compression engines, etc., which makes certain automobiles operate much more efficiently. 

No matter which type of gas you choose to fuel your vehicle, the safest way to keep it protected is by purchasing high-quality auto insurance. Proudly serving the area of Plano, TX, Paragon Independent Insurance Agency can provide you with fast quotes, outstanding customer service, and premium coverage. Contact them today! 

If you live in Plano, Texas then you most likely do a lot of driving between Dallas and Fort Worth. So the chances of you getting into a fender bender at some point are probably pretty good. While most of these are easily dealt with by the exchange of information and then each driver’s insurance company, like Paragon Independent Insurance Agency who serves the greater Plano area, some end up mired in legal battles and lawsuits, where one driver claims to have been injured and has lost a lot of money in money they would have otherwise made at work. This usually ends up being what is better known as fender bender fraud and there are a number of ways to avoid this right when the accident occurs, as listed below.

TALK TO WITNESSES OF THE ACCIDENT

If there are people who witnessed the accident, be sure to talk to them about what they saw and get your own statement from them as an independent third party. Also be sure to get their contact information so you can contact them later. This will be very helpful if you ever go to court.

SHOOT PHOTOS AND VIDEOS

The more of these you can have the better, as it will transport those in the courtroom to the actual scene of the accident and show them what really happened. This way it won’t solely be based upon your word against the other driver’s, but real photographic or video evidence from the time it actually occurred. There is no denying that in a court room.

CONTACT YOUR INSURANCE COMPANY IMMEDIATELY

The sooner you contact your insurance company and tell them what happened, the better, so that they can prepare for any funny business that could be coming their way from the other party in the collision.

Sometimes things can get a little tense when motorists and bicyclists are sharing the road. Cooler heads will always prevail when both drivers and riders understand some important  rules and safety tips. Putting yourself in the other seat can save a lot of headaches, frustration and accidents.

Here are 10 things bicyclists can do and 10 things motorists can do to share the road better.

10 Tips for Bicyclists

1. Know your signs. Use proper bicycle hand signals and respect the signs and traffic signals.

2. Ride in the same direction as traffic. Not only is it the law, it’s quite dangerous to ride any other way.

3. Hands-on riding. Keep both hands on the handlebars. One- or no-hand riding means you may not have enough time to brake, especially in wet weather.

4. Keep your bike safe. It’s important to have the proper safety equipment, including bells, mirrors, fenders and a light if riding at night.

5. Watch for hazards. Sewer grates, manhole covers, oily pavement and potholes can cause serious injury to you … and your bike.

6, Streets can be ruff. Dogs can be problematic. Ignoring them, shouting a loud "No!" or dismounting and squirting them with water are all practical deterrents.

7. Make it personal. Try to make eye contact with a driver to make sure they see you.

8. Maintain the equipment. Brakes, tires should all be in top shape.

9. A little to the left. There are two ways to turn left. The first is to move to the left side of the turning lane. The other is to ride through an intersection, dismount, and cross in a crosswalk.

10. Acknowledge courtesy. When a car driver respects your rights and is careful, a wave or a nod is appreciated.

10 Tips for Motorists

1. It’s their road too. Bicyclists have as much right to the roadway as you do.

2. Leave some room. It’s advisable to leave at least three feet of width when passing a bicyclist.

3. What’s behind that door. Drivers and passengers alive should look behind them, especially when getting out on the traffic side, for bicyclists and cars.

4. Swerves happen. A bicyclist may need to swerve suddenly to avoid an opening car door or hazard.

5. A little to the left. See the above ways bicyclists can turn left. Don’t get upset at a bike in the left part of the lane.

6. Easy on the horn. Unless absolutely necessary, don’t use your horn. It may startle a bicyclist.

7. Accidents are harmful. Remember that a collision with a bicycle is likely to cause serious injury.

8. A little to the right. When turning right, be sure to check to see if bicyclists are coming.

9. Take your time. Bicyclists aren’t as fast as you. Let them make that turn.

10. Acknowledge courtesy. When a bicyclist follows the rules of the road, a wave can go a long way.

Despite following all of these safety tips, accidents happen. To be sure you’re covered, contact the Paragon Independent Insurance Agency today.

When it comes to improving gas mileage, there are many tips to follow, with one of the best being to keep a full tank of gas as often as possible. It’s also imperative to understand that newer cars tend to get better gas mileage than their older model versions because of advancements in automotive technology. Here’s a couple of other tips to remember so you can put more money in your pocket and less in your gas tank. 

Invest in a newer car

As stated above, investing in a more modern car that boasts some of today’s best gas-saving features is an excellent way to start saving money on gas. Whether you want to invest in a hybrid, electric, or gas car, the latest cars are designed and manufactured to meet today’s emission and gas laws. 

Take off slow, and brake slow

When you take off abruptly or wallop the brakes, this will affect your gas mileage negatively. Taking off slow and making sure you brake softly will improve gas mileage, and even better is that it will minimize wear and tear on your car, especially the brake pads and tires. 

If you would like to learn more about improving the gas mileage of your vehicle, please contact a local insurance agency. Don’t forget that saving money on your gas mileage means you’ll have more money to invest in an affordable policy that can best meet your needs. To learn more and find a policy that best suits all of your auto insurance needs, contact Paragon Independent Insurance Agency. We are ready to answer any questions and inquiries you may have.